Loan Amount: ₹50,000 - ₹1,50,000

Tenure (Repayment Period): Minimum 6 months, maximum 24 months

Interest Rate: (APR) Maximum rate of interest 25% p.a

Processing Fee: 2.5% of loan amount + taxes as applicable



Hero FinCorp instant personal loan app (earlier known as SimplyCash) is one of the best personal loan apps in India that helps you to avail a personal loan in just a few simple steps. Get an instant loan up to ₹1.5 lakh disbursed directly into your bank account at an affordable personal loan interest rates.



Advantages of Hero FinCorp Personal Loan Application

• Offered by one of the fastest growing financial services companies – Hero FinCorp

• Part of one of the most trusted business houses – Hero MotoCorp Group

• Instant personal loan anytime

• Completely digitized, real-time approval of loan application

• Quick response to customer queries

• Hassle-free KYC process that takes a few seconds to complete



Types of Loans

⭐️Personal Loan

⭐️Instant Cash Loan or Small Loan

⭐️Emergency Loan

⭐️Education Loan

⭐️Marriage Loan

⭐️Mobile Loan

⭐️Travel Loan

⭐️Short-term Loan for varied needs



Key Features

⭐️Easy sign-up, login & application process

⭐️EMI Calculator

⭐️Hassle-free & Quick disbursal in few hours

⭐️Get funds directly to your bank account

⭐️No physical documentation

⭐️Customise your loan amount & EMI

⭐️Collateral free/unsecured loan

⭐️Get personal loans up to ₹1,50,000



Benefits and Risks

Financial crisis and emergencies are uncertain. Thus, it is prudent to keep a loan app handy for online application of instant loans for such exigencies. Get an instant loan up to ₹1.5 Lakh (depending on your credit score) disbursed to your bank account.

Wondering what all documents are required for an instant cash loan?

No physical documents are required!



How does it work?

The entire personal loan application process of Hero FinCorp is web/app-based. From sign-up to loan approval, everything takes just a few seconds.

Step 1 – Install the app from Google Play Store

Step 2 – Choose a loan amount (up to ₹1.5 Lakh) and preferred EMI option

Step 3 – Enter basic details like name, income, and PAN

Step 4 – Complete your KYC process

Step 5 – Add your bank account details

Step 6 – Real-time approval of the loan

Step 7 – Digitally sign the e-mandate and loan agreement

Step 8 – Amount will be credited to your account



Representative Example

If you borrowed a personal loan of ₹1,00,000 for 12 months at the interest rate of 25% per annum, you would pay:

Total payable interest - ₹14,060

Total payable amount - (Loan + Total Payable Interest + Process fee) = ₹1,16, 560 (excluding GST)

EMI - ₹9,505 (excluding process fee + GST)



Hero FinCorp enables you to:

⭐️Meet your travel expenses with your family, friends, or alone

⭐️Manage your wedding expenses

⭐️Purchase new furniture

⭐️Meet your emergency expenses



Who can apply?

• Salaried employees with or without any credit history

• Self-employed with a credit history



🔐Data Privacy & Security

Your privacy is our top priority. We have taken best in class security measures to ensure your data is protected and safe during transfer or any other activity. The data is transferred from the Hero FinCorp loan app to our servers over a secure HTTPS connection through SSL encryption. We have implemented multiple layers of security including, but not limited to, firewall, security groups and token authentication to control access of the APIs.

To make an informed decision on your loan application, we may share some of your data with registered 3rd party services. However, we will share this information only with your prior consent. To know more about our privacy policy, click http://bit.ly/simplycashprivacypolicy[PM1] 



Contact us

We are happy to address all your process-related or general queries. Contact us at [email protected]

Bug fixes and performance improvement